Money Market Savings Account

This account has tiered interest rates based on the balance maintained. Transaction limitations apply to this account.

More Information

  • Interest bearing
  • Minimum to open account: $2500.00
  • If the balance drops below $5,000.00 any day during the statement cycle, the monthly service charge is $10.00.
  • An excessive debit fee of $10.00 will be charge for each debit in excess of six per statement cycle.
  • Transaction limitations: Transfers from the money market account to another account or to third parties by preauthorized, automatic, telephone or computer transfers are limited to six per month.
  • Free Online Banking with BillPay
  • Free E-Statements

Savings Account

Traditional savings account used to save for a special item, rainy day fund or “in case of an emergency” account. If you maintain the minimum balance of $300 throughout the quarter, no service charge is incurred. Interest is paid quarterly.

More Information

  • Interest bearing
  • Minimum to open account: $100.00
  • $8.00 service charge per quarter if the balance falls below $300 for any day during the quarter
  • An excessive debit fee of $2.00 will be charge for each debit in excess of six per quarter. Transaction limitations: Transfers from the savings to another account or to third parties by preauthorized, automatic, telephone or computer transfers are limited to six per month.

First Texas Stars Savings Account

This savings account is designed for children under the age of 12 years with a low minimum balance to open and no monthly service charge. This account can be used to build up funds to purchase a Certificate of Deposit or open a Higher Education Fund Savings.

More Information

  • Must be under 12 years of age
  • Interest bearing
  • Minimum to open account: $25.00
  • No monthly service charge
  • An excessive debit fee of $2.00 will be charge for each debit in excess of six per quarter. Transaction limitations: Transfers from the savings to another account or to third parties by preauthorized, automatic, telephone or computer transfers are limited to six per month.

Higher Education Fund Savings Account

This account is designed to put funds away for college. There is a required minimum balance to open, but no monthly service charge.

More Information

  • Must be under 21 years of age
  • Interest bearing
  • Minimum to open account: $500.00
  • No monthly service charge
  • Three free withdrawals per quarter, excessive withdrawal fee $10.00